Why does the Jewish community outpace the rest of our country in terms of wealth attainment? Are there secrets that they operate by which the rest of us don't know about? If money has a spiritual nature as Rabbi Daniel Lapin asserts, you may be missing out without the right tools.
This is an interesting conversation with a financial guru who's spent a lifetime teaching others how to prosper financially.
72% of Americans experience financial stress at least once during the month. I spoke with a range of experts to figure out what we can do to minimize the money related stress. Stress can inhibit progress toward financial goals. Give yourself a mental break and refocus without money-related stress.
Rebecca Neale is the Personal Finance Lawyer. She practices in MA, but is spending her afternoon helping up grasp the basic elements of a good estate plan. You might wonder if this is something you can DIY? Rebecca addresses the pros and cons.
End of life conversations are never rosy, but necessary to have a plan in place so that you loved ones don't have to stress over implementing your wishes in the case where you can't speak for yourself.
I took the #BankingReimagined tour from Capital One in March and was introduced to a whole new way to bank in this digital, disconnected environment we live.
Capital One's tour made me think about how I bank. Have you given your bank choice much thought. Here are 5 areas you should review when deciding if your bank is the best choice or when choosing a new one.
Capital One is leading a new trend that make have you rethinking how you bank. It's pretty cool.
The McFaddens exuded all the trappings of a successful life. However, they were struggling with credit card debt behind closed doors. A challenge issued by their pastor became a light bulb moment.
Now they are free to focus on their dreams.
Sounds like a noble gesture. Right? Well, Alan Corey turned that goal into a reality. The suburban Atlanta native was not known for any special skills. He did not invent the latest Internet craze. However, this author, part-time entrepreneur, and reality TV show regular was a bona fide millionaire by his 29th birthday. He joins the Debt Free Divas to discuss his unconventional journey to millionaire status and the hilarious book, A Million Bucks by 30. This isn't your granddad's personal finance book.
Why you should run, not walk away from a request to cosign. Here are helpful alternative to help friends and family in a financial bind instead of risking your financial well-being.
A look at what financial independence is and how you and I can take steps to make that happen while we are young enough to enjoy it.
I speak with Todd Tressider, the Financial Mentor, and Mindy Jenson of Bigger Pockets to get their experience achieving financial independence.
We have over 20 personal finance experts assembled to help you start the New Year off right.
Learn from the masters on everything from budgeting to boosting your income to investing.
I spoke with two women who made incredible strides paying off credit card debt. They took different paths, but ultimately landed at a place of debt freedom.
Lynnette Khalfani-Cox is a nationally recognize speaker and financial educator. She is The Money Coach and she's a speaker for our summit.
LaTisha Styles started YoungFinances.com to chronicle her journey out of debt and ended up becoming a highly successful digital entrepreneur.
Here is your preview of what to expect in the upcoming New Year New You Financial Summit.
I was interviewed during the BadA** Moms Summit by Business Coach, Rebecca Lynn Bolgna about how paying off debt helped me pursue my dream of building a business away from the 9-5 hustle.
Jordan Goodman is a consumer journalist who spent 18 years educating American as a writer with Money Magazine. His latest book, Master Your Debt, is the focal point of our conversation as we talk about ways to save money during the Christmas season.
Jordan also shares tips for keeping your personal information safe and avoiding identity theft. Learn from this expert and save more money while celebrating in style.
Effrem Jackson has 12 years of experience in the financial services industry. However, we focus on the three years it took him and his wife to pay off $40,000 of consumer debt. Toward the end of their journey, they experience a potentially life-changing course of action that was confirmation that debt freedom is a wise lifestyle of choice.
I had a chance to spend some time with New Orleans native, Dee-1 to talk about his passion of using Hip Hop to highlight real issues and spread a positive message with his platform. His viral video, No Car Note, is making waves and drawing attention to exactly how we spend money and how we view presenting false images of achievement.
Besides his lovely accent, I enjoyed talking with Dee-1. You can enjoy a taste of his latest song and find out what he's up to with his latest Sling Shot David Tour.
My friend released an interesting article highlighting people who used blogging as an accountability technique to help themselves dump massive amount of debt.
I reached back into the Midday Money Show archives to pull out conversations from some of them who've joined me as guest in the past.
Accountability just may be your secret ingredient.
Leslie Tayne is the founder of Tayne Law Group, a firm that specializes in helping clients resolve problems with overwhelming debt. Managing money is her business. So it would stand to reason that being in a relationship with someone who was less than forthcoming about his finances would give Leslie pause. It did so much that she called off the wedding.
Would you? Leslie shares her story on the Midday Money Show.
This is the second panel discussion from FinCon. This time, the guys weigh in and help us think about what strategies we need to develop to build, preserve and pass along wealth. The African-American community may be starting from behind - financially speaking, but we don't have to stay there.
This is an all-star panel with Lynette Kolfani-Cox, Tiffany Aliche, Tonya Rapley, and Patrice Washington. These successful financial educators weigh in on the financial state of affairs in the African-American community and what we can do in order to make progress.
This is a preview of an all-star panel with Lynette Kolfani-Cox, Tiffany Aliche, Tonya Rapley, and Patrice Washington. These successful financial educators weigh in on the financial state of affairs in the African-American community and what we can do in order to make progress.
Jose was making plenty of money, but had nothing to show for it. His family came together and learned to budget, live within their means, and pay off debt as a team.
Hilary Hendershott is a wealth manager for an affluent clientele. While she was a professional money manager, she wasn't always managing her personal finances like a boss. She shares how she fixed her personal finances and how you can get comfortable with the idea of investing and work towards building wealth.
Sam and Rob Fatzinger have an amazing debt free story on an average salary with 13 children (plus a brand new foster baby). We talk finances, faith, and family and how they make this work in a world of excess, overextended, and overwhelm.
They are not just surviving, but thriving and their children are reaping the benefits of a solid financial foundation.
When you send your child to college to pursue a college degree, you don't want them to graduate with a mountain of credit card debt. I'm talking to college students who did and a few experts with tips on what parents can do to help their children avoid the same pitfalls with credit cards.
Successful businessman, Ed Peterson, joins the Divas to add a wealthy perspective on this very interesting article. Do you agree? Tune in to find out how Ed encourages us to make the big B.U.C.K.s!
30% of college student graduate with credit card debt, on top of student loans. The average balance was $2500. This is a preview with one former college student who struggled with credit cards in college.
Lauren Greutman is an admitted shopping addict. Her addiction landed her family in $40,000. She's now a recovering spender and she talks about how she lives debt free without stress.
This is a preview of a provocative conversation with Lauren Greutman on how she overcame an addiction to spending.
Tai and Talaat McNeely were heading toward marriage when he dropped a bomb on their otherwise picture perfect relationship. This is the story of how this couple overcame an initial challenge in their first year of marriage to thrive as a couple and become debt free. They now help other couples master money in their marriages. That's why I call them - and you will too - America's Favorite Money Couple.
Tai and Talaat McNeely have a classic love story. Boy meets girl. Boy hides $30,000 of debt until right before the wedding. They worked through the broken trust and learned to work together to pay off debt and become America's Favorite Money Couple.
Melanie Lockert used the "good debt", student loans, to fund her undergraduate and masters degrees. When she couldn't find full-time work, she battled depression, loneliness, and self-confidence issues. Writing a Dear Debt letter and taking action helped her rebound emotionally and financially from a dark hole and helped her pay back all $81,000 of her student loan debt.
September is National Suicide Prevention Awareness Month. If you debt has you down and you are plagued with thoughts of hurting yourself, please seek help. Melanie did and it was useful. NAMI is a good place to start.
This week on the Midday Money Show, I chat with Melanie Lockert. She's been down because of her debt. However, she managed to create a community, break up with debt, and create a brand new career as her own boss.
New Midday Money Show episodes release every Thursday at 11:30 am CST.
Jessica Garbarino runs EverySingleDollar.com, a community dedicated to supporting single women in the journey out of debt. Enjoy a conversation about how this single women conquered her mountain of debt.
Jessica Garbarino runs EverySingleDollar.com a community dedicated to supporting single women in the journey out of debt. Enjoy a preview of our upcoming conversation about how this single women conquered her mountain of debt.
I gathered a panel of experts to contribute to a fascinating discussion on whether college-educated women should risk losing $25,000/year by marrying someone who isn't similarly positioned.
Is marrying for love an outdated notion?
Along with the revised podcast, we bring in crowd-sourcing to share tips for enjoying life while dumping debt. Figure out this one thing and your journey out of debt will run smoother.
This episode first ran with our series called OPP - Other People's Problems. We talk with a debt free diva who's first marriage, unfortunately, ended in divorce. She took 3 years to right her financial ship, made some tough sacrifices, but has been able to rebound and reclaim her life.
Since divorce has a disproportionately negative impact on the financial lives of women, we glean helpful tips for women facing this transition. Divorce may be a setback, but it doesn't have to derail your debt-free dreams.
For more information, visit the show notes for this episode.
Jason Burns, co-owner of Downsize Fitness in Chicago, Dallas, and Vegas. He’s a former professional football player from the Cincinnati Bengals and has turned his sports enthusiasm into helping people living the healthy life they desire.
Check out the show notes for this episode for all links mentioned in the episode.
Basheerah Ahmad is not your average fitness guru. She works with stars such as Vivica Fox, Steve Harvey, and Ruben Studdard to name a few. She's appeared on Dr. Phil and the Doctors and she's stopping by to give us a bit of her valuable time. Want to know how to get fit without burning a hole in your wallet? Tune in and be inspired.
They really do. Ashely Hicks and Toni Carey, founders of Black Girls Run, join us to discuss budget friendly tips on enhancing your physical fitness while you are improving your fiscal fitness. Tune in for great tips and motivation to get moving today!
Steven is a fellow Chicagoan and personal finance blogger with EvenStevenMoney.com who had to leave paradise and start over so he could dig out from under a mountain of debt. In the process, his now wife shows us how a supportive partner can accelerate the mindset change required to get serious about dumping debt. I love this personal finance meets romantic good news movie script we’re treated to. Steven is very honest about the challenges he faced when making the adjustments, but temporary sacrifices ended leading his family to a life of freedom. As you listen, reflect on the adjustment necessary in your own life that will help you get serious about eradicating debt.
Bola is and average girl with a goal. She didn't come from rich parents and she didn't have a sugar daddy. On an average salary, starting out from college - she was able to save $100,000 in 3 and half years.
What she did have was a mom who practiced what she preached and a great idea for creating extra income from a simple hobby. Take her lessons and apply them to savings or dumping debt. It doesn't matter. Just make the dream work.
Are you doing any of these common five things that keep you in debt? Dumb may be a harsh word, but bringing attention to potentially destructive behaviors is more important than avoiding ruffled feathers.
If dumping debt is your goal, make sure to remove any of these items from your to-do list. Permanently.
I spoke with three travelers who ventured to different countries - all with a similar experience. They were able to make their money go further overseas than living at home. For those looking to attack debt with more gusto, consider living abroad for a time. Listen to these stories for ideas on how to make your debt disappear and create a cultural experience in the process.
Gabby Wallace is a TEDx speaker, entrepreneur and consultant. She started out teaching English and moved to Japan for a little adventure. After being “invited to quit” her job in a foreign land, she created a successful online English language school – Go Natural English - using YouTube video marketing. Her first YouTube channel for English language learners has over 200,000 subscribers and 10 million views. She runs LaptopTeacher.com which provides online training for video marketing.
Melissa Thomas is passionate about personal finances, but as the founder of Melissa the Coach Financial Coaching, she wasn’t always that way. Like many of us, she was living from pay check to paycheck barely making ends meet. On top of that she had a very particular hobby that later became motivation to fix her finances.
Tune in and be inspired to find your own muse to accomplish your debt free goal.
Amethyst Phillips joined me to share how her debt free journey opened doors to an amazing adventure. She's spending 365 days outside of the United States because she can. Amethyst is off to travel and have an extended cultural experience faciliated in part by her lack of debt.
Maybe world travel is not your muse. Grab onto whatever motivates you to accomplish your debt free goals. In the meantime, tune into Amethyst's epic adventure, learn her strategies for staying focused, and be inspired!
The show notes at DebtFreeDivas.org contain links to all resources mentioned in today's episode.
Dana Sharp may have hit the parent jackpot. Her father was frugal before it was fashionable. He began his career as a Chicago Public School gym teacher and worked over his lifetime to amass a considerable fortune that his great grandchildren still benefit from to this day. Dana's father valued character building, saving, and education which makes him our real life example of the people profiled in Thomas J. Stanley's groundbreaking research on high net worth people in this country in The Millionaire Next Door.
Dana shares the lessons from her father that she employs and now passes to her children and grandchildren. This was such a powerful episode, full of wonderful pearls of wisdom that anyone - parent jackpot winners or otherwise - can apply.
We can all build a solid financial foundation and pass on the traits that create millionaires next door.
In this blast from the past re-play, we chat about the millionaire next door concept based on a book of the same name by Thomas J. Stanley. We discuss 3 principles that separate people focused on wealth building from those who only care about the paycheck size.
It's hard to believe that this was recorded 5 years ago. Forgive the muffled sound in spots - the information is still relevant and applicable.
Michelle Jackson left stable career as a university professional to venture into uncharted waters as a freelance professional just over one year ago. She had expenses, money challenges to overcome, and a little anxiety about taking the plunge. She's sharing the ups and downs of managing a life without a steady paycheck. The challenge has been rewarding, but not without drawbacks.
While she's transitioning to a new business model, she's still very much in love with the idea of depending on self to reach her financial goals.
All resources mentioned today will be in the show notes at DebtFreeDivas.org for the episode: Making Money on your Own: Inside the Freelance Lifestyle
Amanda Paige is free from $47,000 in student loan debt. She overcame under-earning and knocked out a 5-figure debt total in just over one year. - 14 months. Amanda shared her journey through bankruptcy and financial set backs to regroup and implement a plan to be debt free.
Your journey may not look like Amanda's because it's not supposed to. Draw inspiration from her story and figure out what resources you can exploit to accomplish your dream.
This is a candid conversation with Jon White, financial coach with JW Financial Coaching. He lost thousands of dollars making costly mistakes on his first real estate purchase. He's learned from the mistakes and turned that experience into a great guide for others. Jon shares with us his lessons learned and process improvement for buying and selling a home the right way.
Identical twins, Tai and Tarin Perry aka “The Double Saving Divas”, are former investment bankers turned extreme coupon experts. Their motto is 'saving without compromise'. This financially savvy duo joins the Debt Free Divas to share their expertise and tips on saving up to $10,000/year. Want to know how they flew a family of 7 to Disney for FREE? Join us on the Midday Money Show.
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Today, I turn to Barbara Friedberg of Barbara Friedberg Personal Finance.
Before running her own company dedicated to providing investment education for consumers, Barbara was an investment portfolio manager and CFO for Cadco Realty, an real estate holding company. She’s been investing since her early 20’s and with an MBA in Finance she’s taught corporate finance and investing at Santa Clara University.
She joins the Midday Money Show to help us explore how we can get started investing with us today.
All resources mentioned in today's episode will be available in the show notes at DebtFreeDivas.org.
Gina Horkey made $15,000 last month based around her business as a freelance professional. She started her freelance career a little over 2 years ago and left her full time position to support her family of four. It all started with freelance writing.
Gina shares her tricks of the trade and motivation on how you too can get started.
Whether looking for ways to increase your debt dumping momentum, saving for something special, or just creating multiple income streams - freelance work might be what you need.
The show notes at DebtFreeDivas.org contain links to all resources mentioned in today's episode. Stop by and say hi!
Emily Guy Birken is a fabulous personal finance writer contributing to many sites including Wise Bread and Huffington Post. She's penned two resources for retirement and she joins us on the Midday Money Show to talk about prepping for retirement. Whether you have 5 years or less or plan to think of your retirement on a global scale, Emily has great ideas, resources, and tips. Demystify the idea of planning for retirement and get help to find out what you should be doing today.
Links to all resources mentioned in today's episode can be found in the show notes at DebtFreeDivas.org.
Fourty percent of mothers are Breadwinner Mothers. You're either a single mom or the major earner for your household. Even still, mothers make 80% of the purchasing decisions for all households.
Jackie Cummings-Koski, a single mom herself, beat the odds and embraced the need to improve her financial literacy. She's the author of Money Letters to my Daughter - winner of the 2013 Excellence in Financial Literacy Award. She’s a director with the Ohio Chapter of BetterInvesting, the nation’s largest non-profit organization dedicated to individual investment education. She’s even received a shout out from Capital Hill for her work in improving financial literacy.
Jackie joined the Midday Money Show to talk about how moms can (and should) be smarter with their money.
Elizabeth Colegrove is a passionate investor who was tired of hearing that it wasn’t possible to be successful in real estate so started her blog, the reluctant landlord. With 8 properties on her balance sheet, this navy wife balances frugal living and a love for travel with their goal of reaching financial freedom so they can live anywhere once her hubby retires from the Navy. We talk all about moving toward debt freedom on the Midday Money Show…but today Elizabeth joins us to share how over $1 million of debt is all part of her master plan.
Check out the show notes for this episode at DebtFreeDivas.org.
The New Year doesn't have a monopoly on the excitement and new energy surrounding a new beginning. Regardless of where you are in the debt free journey, today can be a new start if you need it.
I'm kicking off the 2016 season a little into the new year, but no less effective with tips for capitalizing on your new start at any point.
Shayla Price talks about earning over $100,000 in scholarships by her junior year in high school. One way to avoid large student loans is to start early and aggressively seek free money.
I laughed (more like cringed) as I listened to this early recording in the Midday Money Show history. We've come a long way since chatting with Shayla. However the information is still relevant. Just have a little patience with the rough edges (and poor sound quality)!
Emma Johnson is the voice of the professional single mom. This personal finance writer, radio show host, and mom of two tackles everything from dating to managing on a single income to outsourcing household chores. Yes, outsourcing! She brings a witty, upbeat perspective to a very challenging experience for many. Emma shares her experience rebuilding from divorce and gives single mom's (dad's too) encouragement at Wealthy Single Mommy. Tune in and be inspired!
TwoHealthyKichens.com is the brainchild between mom friends Shelley and Gretchen (no last names required – like Madonna). These self-proclaimed foodies love a delicious, nutritious meal, but they know how to get it done in a hurry. That’s why we reached out for help during our 30-day Meals @ Home challenge.
An unintended consequence of the Meals @ Home challenge is I’m making better food choices. I enjoyed the conversation with the ladies of Two Healthy Kitchens because they shared how to spice up mealtime without spending your life in the kitchen. Tune in and be inspired!
The Brandow's, a family of 5, hit a financial rock bottom. They realized a change was in order. Do you need inspiration to face your seemingly insurmountable mountain? Do you have teens who'll have to adjust to a new normal? Do you have a spouse who needs to be convinced? Brian's story is for you. He blogs about his family's journey out of debt at debtdiscipline.com. He shares their story and major milestone on the Midday Money Show.
José Figueroa is a financial coach and bilingual blogger who started Figueroa Financial. You can follow him online at figueroafinancial.com. Originally from Puerto Rico, he currently resides in the Dallas Fort Worth area. Jose joins us today to share his story of debt freedom not to brag, but to give you hope and encouragement to continue to pursue your debt free dreams.
Join us on Facebook: http://facebook.com/debtfree4life
Aja McClanahan and her family paid off $110,000 and are debt free, including their mortgage. As you listen to their unique experience around achieving and maintaining debt freedom, ask yourself, what can you do to achieve your goals? Stay connected with Aja's journey on her blog: Principles of Increase.
Welcome to the Midday Money Show. A podcast produced by the Toni Husbands, a financial coach with the Debt Free Divas. This quick overview introduces the new listeners to the Debt Free Divas, our approach to helping your dump debt, and the places we hang around online.